Budgeting is the way to achieve your goals, whether it’s to pay off your credit card debts, start a retirement plan, or set up an emergency fund. But as beneficial as it is, it’s not practised by most adults – in fact, a study by Credit Donkey found that most American adults don’t prepare a monthly budget. 

If you’ve never made a budget before but you want to be more responsible with your money, we’re here to set you on the path toward financial freedom. Build a budget you can live by and allocate your funds the proper way with these top personal finance strategies:

 

A growing community is one that uses a people-first way of thinking and designing. Businesses that put the safety, well-being, and happiness of the people in their community will continue to grow and thrive right along with the community they serve. Today, Narrabri shares some of the many ways business owners and residents can contribute to the safety, functionality, and attractiveness of their shared community.

Narrabri Shire Council is now part of the NSW government’s OneRoad system, driving information directly from councils through to Live Traffic NSW. The addition of Narrabri Shire came into effect on January 23.

Council will use the platform to publish real-time information about traffic conditions, incidents, roadworks, and hazards – making information readily available for residents and those visiting the shire.

Carinya is a 202 hectare irrigated dairy farm milking up to 250 cows.

The emotive debate over whether Australia's wild canid should be conserved or culled is at the heart of two new research papers recently released, one claiming higher pure dingo DNA than first thought and the other saying that lethal control isn't putting dingo purity at risk.

There could be significant damage in China's wheat belt - but the extent of the damage is unknown for now.